Scammers Want To Put A Zero On It

A word of warning: Beyonce says, “Caused if you liked it then you should’ve put a ring on it.”  When it comes to your prepaid debit card or Paypal account, maybe someone adding a zero to your existing funds isn’t such a great idea. Please don’t let scammers put a ZERO on it.

Times are hard. But please don’t fall prey to this latest scam. Heard about it on the local news. This poor woman is in shadow. She doesn’t want to show her face because, well, quite simply, she has aided and abetted in her own robbing. A total stranger contacted her, said if she had one of those prepaid credit cards, she could crack some code, add a ‘0’ and make her life much richer.

These thieves are all over the place: Facebook, Instagram, Craigslist, Twitter, etc. Any place they can set up a bogus profile and lure you in with the promise of a quick buck. If you have $200 on your prepaid debit card, wherever you’ve purchased it, this scammer promises to add a ‘0’. So, she/he will turn your $200, to $2000, your $500, to $5000. You get the picture.

The shadow lady on the local news handed over her pin number and the rest as they say is history. Instead of that promised ‘0’ being added to her account, she ended up with ‘0’ and a horrible lesson learned, hopefully. If it sounds too good to be true, it probably is. Don’t be a sucker.

This person disappeared like the thief in the night he/she was. Once they’ve gotten your money, it’s all but impossible to get it back. Remember, the prepaid credit card is not a credit card in the sense that you’re dealing with a legitimate bank, say Wells Fargo, Bank of America, Chase, etc. THIS IS YOUR MONEY. Think of the prepaid card like your own personal piggy bank.

Please don’t let greed and/or some desperate situation turn you into a silhouette on the local news, putting the story out there about how you assisted in your own robbing. Instead of the scammer adding a ‘0’ to her balance, Ms. Silhouette was left with a ZERO balance on her card.

According to the BBB, Green Dot Moneypak is currently the most used preload debit card. That’s why it’s these particular scammers card of choice. Keeping their finger on the pulse of parting folks from their cash is what they do. Check out this very in depth link to how this scam works. http://www.today.com/money/scammers-now-accepting-green-dot-moneypaks-1C8721925

Should you be contacted via social media, call or text, on the street, a knock at the door, by someone insisting he/she can just manipulate your card, tell them, “thanks but no thanks.” Let others know about this scam, especially the elderly, a population often targeted by scammers. One part common sense, one part knowledge can be a powerful potion to ward off heartless scammers.

FYI: Some claim this scam actually delivered as promised. If it did, it was probably a few bucks, just my opinion. Just enough to turn some person into the scammer(s)’s own personal mule, without the person even knowing. I mean seeing someone’s twenty buck account increased to $200 would make most of us want a piece of that action, right. Sometime it’s the price a scammer pays to do business. Again, don’t be fooled.

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Who Are You Online?

Gimme that poison. Now as I was saying…

At a recent seminar, we attendees or is it us attendees were asked, “Who are you online?” Pssst…to look half-way worthy of your time I suppose one should know the correct usage for we and us in the context of above sentence. But honestly I would have to Google to find out. I will take a chance on not appearing too scholarly today and hopefully the grammar police won’t arrest me. All of which gets me to thinking about Socrates and why I consider him such a bad ass.

Socrates. Say what you will but the quintessential bad boy of his time had balls. Given the options exile or death, the well-known if not the most well-known Greek philosopher, chose death. If he couldn’t sit around the square ‘corrupting’ the minds of the young men of the time, which is how Athens powers-that-be viewed his so-called philosophizing, then to hell with it. A Jacques-Louis David painting of Socrates still running his mouth while accepting a goblet of hemlock; surrounded by his entourage says it best. Socrates just didn’t give a damn.

In this country where graduation from Harvard, Yale, Princeton, and the like makes you an automatic scholar, Socrates, born way back when in Athens Greece, would have none of it. In Plato’s Apology, Socrates was supposedly deemed the wisest man in Athens by none other than the Oracle at Delphi, instead of embracing this accolade from on high Socrates chose instead to become a “gadfly”.

Insisting he had no wisdom Socrates set out to prove it by questioning the purported great minds of the day. Afterward he avowed that like him they knew nothing or very little. The paradox was him admitting or recognizing his own ignorance whereas the others didn’t thereby proving the Oracle right. Of course this didn’t garner any favors among the elite and his smart-alecky be-hind had to go.

Another thing about Socrates is he never wrote a doggone thing. Maybe he didn’t care how history would later view him. Or maybe it was a clever ploy by this major contributor to the field of ethics to encourage critical thinking even at the expense of his legacy. Who in the heck really knows since most accounts of him come from the writings of his students, Xenophon and Plato, and playwright, Aristophanes. With Plato and Aristophanes being literary writers who knows what literary license they may have taken to elevate their beloved Socrates.

Lets just say everyone knows of Socrates but no one really knows Socrates. He’s such an enigmatic figure there’s even something called the Socratic Problem. If Socrates lived during this age of social media where your profile tells the world who you are would he be SOL if he didn’t Facebook, Twitter, Blog, You Tube, Pinterest, and all else? Furthermore would he even care? That he wrote nothing, and apparently never strayed too far from his homeland suggests he didn’t seek celebrity. Now here he is centuries later a heavy weight among philosophers.

So after network strategist, Teddy Burriss, asked us attendees, ‘who are you online’ and said in so many words if you Google yourself and come back empty-handed you have a problem. And if you Google yourself and the results are less than favorable in your own opinion you still have a problem. Who are you online?

Go ahead and Google yourself and see what you get.